Retirement Strategy = Delayed Gratification, Yuck!
The idea of retirement seems like a wonderful dream to many of us, but we find it’s not possible at this time because our financial position can not sustain the goal. We have resigned that retirement will have to be years away, 10, 20 or more years into the future.
How does one create a strategy that will allow the ability to accomplish the dream of retirement? The conventional approach is commonly though the saving plans offered through ones employment, frequently the company will even match a percentage of your saving contributions. These are usually long-term strategies, 20 plus years. They are very successful because the saving program created usually is automatic and one simply adjusts their lifestyle to the level of “take home” pay that is left over.
But those of us that are self-employed, or have a job where these retirement programs are not offered, the challenge of accumulating a retirement level of savings/income is much more challenging. It requires a very strict savings deposit strategy. Financial advisers will commonly suggest 10% of your personal income will go to this savings plan, never to be touched until actual retirement. Again, this is a slow and progressive approach, 20-40 years is a good target.
Now both of these approaches have potential challenges. The company forced retirement plan is great as long as the company continues to be financially solvent for the time necessary to get the employee to the retirement age. Sadly many companies have encountered serious financial difficulties and the retirement savings of all of the employees has disappeared. A horrible catastrophe for the employees.
The independent business owner must rely on strict personal discipline to arrive at the end goal of a comfortable retirement “nest egg”. Unfortunately it is very likely that during the course of the 20-40 years they will encounter some form of a serious and unexpected financial need, and will find it necessary to use some, if not all, of their “savings” to resolve the unexpected demand. The employee then must start their retirement savings from scratch once again. It is not unusual in the course of a 40 year business career to have this scenario occur multiple times and quite possible when they reach age 65 will find that their bank account is not nearly adequate for retirement needs.
I personally have discovered a solution to this overwhelming challenge. A solution that puts you in control of your retirement destiny, not the forces dictated by an employer or even the untestable world of a conventional self-employed business. The approach I am using has allowed me to be in the position of receiving a retirement level income in less than 12 months. I would expect that the average individual could easily duplicate what I have accomplished, as I have not done anything that can not be easily duplicated. I simply have tapped into honest, reputable marketing systems that generate progressive levels of income such that one can easily achieve financial retirement levels in 12 – 24 months with only minimal time commitment.
I have a full-time Chiropractic practice, I love helping patients recover from back and neck problems through the drug free approach Chiropractic care offers. I have no immediate plans to retire from my profession, even though I’ve been in practice for well over 35 years. However, I love the fact that I’m able to have what, in essence, is a duplicate income from my online marketing strategies. This being accomplished in only a few extra hours a week over the last 12 months.
If you have any interest in learning about my retirement formula I will be glad to provide you with the free information, and coach you in creating a similar strategy, as I have done with dozens of others. This information is free to those that are serious about moving forward in a positive way in their financial lifestyle. It is not necessarily limited to a retirement purposes, but focused on generating significant monthly income for any purpose. But you must be entrepreneurial spirited and positive minded, with energy to drive yourself to a different level of income that perhaps you have only dreamed about. Conservative, negative, doom and gloom naysayers need not respond please!
I can be contacted through my email by simply sending me a note saying that you want to have me visit with you about my retirement plan strategies and discuss how they might help you personally. We’ll schedule a time when we can talk over the phone/Skype. I assure you that this is simply coaching type information, and definitely not some sort of sales pitch. I’ll simply share the formula that has worked for me.
I look forward to hearing from you. With my schedule it may take a day or two to respond, but if you don’t hear back from me after 3 days please write again, as possibly the e-mail went to spam.
To YOUR health and wealth,
If you enjoyed this blog post, Retirement Strategy = Delayed Gratification, Yuck!, re-tweet and comment please!
This blog is intended to help those interested in improving two of the most important areas of one’s life, their health and their wealth.
I will be contributing various articles and videos to educate and inspire the reader on these topics.
Comments are appreciated.
To YOUR health and wealth, Dr. Z
- March 2013
- February 2013
- January 2013
- December 2012
- November 2012
- October 2012
- September 2012
- August 2012
- July 2012
- June 2012
- May 2012
- April 2012
- March 2012